The limited liability company FINANCE & BUSINESS CONSULTING LIMITED, in the person of General Director of FINANCE & BUSINESS CONSULTING LIMITED Company, acting under the Charter, hereinafter referred to as "Company" on the one hand, and individual, hereinafter referred to as "Client" on the other hand, jointly referred to as "the Parties", have concluded the present cooperation agreement (hereinafter - Agreement) on the following:

1. Basic terms and definitions of the agreement
  • 1.1. For the purposes of the Agreement, the parties agreed to use the following basic terms and definitions.
    • 1.1.1. Website-the website of the company, the official and only reliable source of information about the company.
    • 1.1.2. Trust management-management of the Client's funds on a trust basis for investing in financial assets and other financial instruments for profit.
    • 1.1.3. Remuneration-a part of the funds appropriated by the Company from the total profit received as a result of trust management.
    • 1.1.4. Profit - expected profitability from trust management on which the Client calculates.
    • 1.1.5. Personal account or LC - a personal section of the Site, access to which the Client receives after registration on the site. The personal account is intended for storage of personal information of the Client, registration of applications, the stage of execution of applications, the current status of the account, and receiving/sending notifications (messages). All actions on the Website performed by the Client using the Personal account are recognized as unambiguous and indisputable confirmation of actions and transactions by him. Login to the Personal account is carried out by the user through Login and Password.
    • 1.1.6. Login and Password - a set of Latin letters and numbers entered in the appropriate fields on the Site for registration and authorization of the Client in the system.
2. Agreement subject
  • 2.1. after registering on the Website or using any of its features, the Client expresses his / her unconditional consent to all the terms of this Agreement and all other terms and conditions set out on the pages of the Website, undertakes to comply with them, as well as all the following conditions.
  • 2.2. the Client transfers the funds held by him / her for investing in financial assets to the company for trust management, and the Company undertakes to carry out trust management in the interests of the Client for profit for remuneration.
3. Rights and obligations of the parties
  • 3.1.
      the Client is obliged to:
    • 3.1.1. to comply Perfectly with all the clauses of the Agreement, in case of default, the Company has the right to unilaterally terminate the agreement with the Client.
    • 3.1.2. to Invest in the Company funds of legal origin.
    • 3.1.3. Provide complete and accurate information about yourself by registering on the site.
    • 3.1.4. Notify about all changes of information in The personal account no later than 3 days from the date of change of data.
    • 3.1.5. Keep safe information about access to Your personal account (Login and Password) and do not transfer them to third parties.
  • 3.2. the Client has the right:
    • 3.2.1. Register only one Personal account in the system on the website.
    • 3.2.2. Transfer money by any of the available methods of money transfer.
    • 3.2.3. make a claim for non-compliance with the terms of the Agreement by the Company in writing and electronically.
    • 3.2.4. Participate in any promotions and events held by the Company and published on the website.
  • 3.3. the Company shall:
    • 3.3.1. To ensure the smooth operation of the Website, as well as unhindered access to The personal account, except in cases of technical regulated works, about which the Company is obliged to notify in advance in the relevant sections on the Website, or by sending e-mails to the personal and e-mail addresses of Customers.
    • 3.3.2. Ensure the complete confidentiality of the Client's personal data (point 6. present agreement)
    • 3.3.3. Exercise due diligence in the interests of the Client in the exercise of Trust management in accordance with this Agreement.
    • 3.3.4. Comply with the conditions agreed with the Client in this Agreement.
  • 3.4. the Company has the right to:
    • 3.4.1. Independently perform operations on Trust management within the limits established by this Agreement without the consent of the Client.
    • 3.4.2. Unilaterally terminate the Agreement and partially restrict access, temporarily block or permanently delete the Account in advance in writing or electronically notifying the Client in cases where the Client attempts to harm the work of the Company or the Site in one way or another (attempts of hacking, deception, illegal and fraudulent actions or actions contrary to the terms of this Agreement, defamation, blackmail). In this case, the Company may initiate the refund procedure of the Client's funds without taking into account the accrued profit, as well as confiscate part or all of the invested funds to cover the losses incurred, if any.
4. Procedure of mutual settlements of the parties
  • 4.1. the Company accepts funds from the Client under the loan agreement for Trust management by means of electronic transfers by means of payment aggregators in the Client's personal account.
  • 4.2. 2 the Profit of the Client as a result of Trust management activities, after deduction of Remuneration may be up to 3% daily, but not less than 0.5% on the invested amount (the main provisions of the client's profitability from the Trust management Of the company will be described at the conclusion of the loan agreement after registration on the site).
  • 4.3. All operations (investment of funds, accrual of profit, account status, change of payment details of the Client, withdrawal of funds) are carried out in the Client's Personal account.
  • 4.4. the Minimum amount of funds transferred to Trust management is 50$, in other currencies the amount must be equivalent to 50$ on the day of signing the loan agreement with the Client.
  • 4.5. the Minimum amount of funds withdrawn from the Client's personal account may be at least $20, in another currency, the amount shall be equivalent to $0.1 on the date of drawing up the application for withdrawal of funds.
  • 4.6. the Client has the right at any time to withdraw the funds transferred to Trust management, as well as the profit gained as a result of Trust management.
  • 4.7. profit is Credited to The client's investment account everyday, starting from the moment of receipt of funds to the company's account.
  • 4.8. Withdrawal of invested funds, as well as profits accrued as a result of the company's trading activities, is carried out at the request of the Client in the Personal account and may take up to 24 hours.
  • 4.9.1 the Withdrawal of the invested funds, as well as the profit accrued as a result of the company's trading activities, is carried out on the customer's payment details specified in the Personal account.
  • 4.9.2 If a client makes a deposit over $ 10,000, he must go through KYC verification. To do this, after the deposit, be sure to contact the security service. Until the client goes through verification and confirms his identity, the withdrawal of funds for this client will not be available. The deposit will be available and the client will receive a guaranteed profit on his account. The verification procedure can take up to 7 days.
5. Taxations
  • 5.1. With regard to the Client - an individual, the Company performs the duties of a tax agent, the Client does not bear the burden of paying taxes on income received from Trust management.
6. Privacy
  • 6.1. the Company takes all necessary measures to ensure the confidentiality of the Client's name, payment details and other information received in connection with the performance of obligations under this Agreement.
  • 6.2. the Management company undertakes not to disclose to third parties information about the transactions, accounts and details of the Client, unless disclosure of such information in writing or electronically is permitted by the Client, as well as in cases provided for by law.
7. Insurance
  • 7.1. by Investing money in the company, the Client automatically becomes a full participant of the insurance program on the basis of the insurance contract with the company "FBC Insurance company Ltd. covering all risks related to the investment activities of the Company, as well as in the event of bankruptcy of the Company.
  • 7.2. Under the insurance contract, upon occurrence of an insured event, the Client shall be entitled to claim damages from the insurance company "FBC Insurance company Ltd" equal to the amount of invested funds without taking into account the accrued profit.
  • 7.3. Payments under the insurance contract will be made upon the occurrence of an insured event, except for cases relating to force majeure circumstances provided for in paragraph 8 of this Agreement.
8. Force majeure
  • 8.1. the Parties shall not be liable for nonperformance or improper performance of obligations under this Agreement, if you can prove that it happened due to circumstances of insuperable force (force majeure), arisen after the conclusion of the Agreement as a result of events of an extraordinary nature which the Parties could neither foresee nor prevent reasonable measures, and the Parties have taken all possible measures within their power for the proper performance of their duties. The force majeure circumstances include, in particular: military operations, impact of forces of nature (earthquake, flood, etc.), decisions of state bodies.
  • 8.2. on the occurrence of force majeure, the parties shall notify each other within three working days from the date of their occurrence.
  • 8.3. In case of force majeure circumstances, the term of performance of obligations under this Agreement shall be postponed to the period during which such circumstances and their consequences are effective.
9. Liability of the parties and dispute resolution procedure
  • 9.1. In case of non-performance or improper performance by one of the Parties of its obligations under this Agreement, the other Party may demand: - proper fulfillment of obligations; - free correction of adverse consequences of non-performance, improper performance of obligations under the Agreement;
10. Other terms
  • 10.1. the Agreement shall enter into force upon registration of the Client on the Website or using any of its functionality.
  • 10.2. the Agreement is not valid and can be automatically extended (extended) for the next calendar year without the written consent of the Client.
  • 10.3. Any changes and additions to this Agreement may be made by the Company without the consent of the Client, in turn, the Company undertakes to notify the Client of the upcoming changes no later than 3 (three) calendar days.
  • 10.4. in all other matters not provided for in the Agreement, the parties shall be guided by the legislation or other regulatory legal acts regulating the legal relations arising from the Agreement.